Borrow at 11.9% APR
Current Bitcoin Price
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Collateral is held in custody with Ledn or our trusted institutional USD funding partners. Access cash same day, no credit checks required.
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Based on customer reviews
Ledn provides a secure and transparent way to access liquidity while maintaining your bitcoin holdings. Here's why bitcoin holders around the world trust Ledn:
Loans funded since 2018
Proof of Reserves
Collateral held securely
Countries
Ledn loans are designed for flexibility and peace of mind.
Your collateral is held securely in custody
No payments until you close your loan
Full control, no penalties
Renew as long as your LTV is healthy
Manage your LTV automatically
When your LTV is healthy
Bitcoin-backed loans are denominated in US dollars. However, they can be funded in your preferred currency, including USDC.
Loan-to-value ratio (LTV)
50%
Annual percentage rate (APR)*
12.4%
Custodied loans - Collateral is held in custody with Ledn or our funding partner.
*Once collateral is received. The information shown on the calculator is hypothetical and for illustrative purposes only.
You'll need at least $1,000 in Bitcoin collateral to qualify for a loan.
Absolutely. You can repay anytime before the 12-month term ends with no penalties.
There's no repayment schedule. You repay your loan when it reaches the end of its term, or earlier if you choose.
The loan-to-value ratio starts at 50%.
Collateral is held securely in segregated on-chain addresses that are verifiable by Ledn, ensuring that the collateral is legally ring-fenced from a funding partner's assets.
Loans are funded in USD, USDC, or your local currency, but are denominated in USD.
Log into ledn.io, select your type of loan from the top menu, then click "Apply for a loan".
Minutes to apply. Once approved, funding can happen same-day.
We'll notify you well before any risks. You can add collateral or repay — you stay in control.
No. Your bitcoin is your credit.
Eligibility depends on your jurisdiction of residence. Please check our eligibility page or contact support for more information.
Get started with a Bitcoin-backed loan today
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